• As an employee of HCPS you are eligible to participate in special savings/retirement programs called tax sheltered annuity [IRS code 403(b)] or deferred compensation [IRS code 457] plans.  A 403(b) or 457 plan allows you to set aside a portion of your income on a pre-tax basis.  Additionally, your earnings and interest on your contributions accumulate on a tax-deferred basis.
• HCPS works with several area providers who specialize in 403(b) programs.

• Preventative dental services covered at 100%
• Basic dental services are covered at 80%
• Major dental services are covered at 50%
• Max coverage is $1,000 per person annually

• Employee Only = $25.68 / month
• Employee +1 = $79.44 / month
• Family Coverage = $118.74 / month

• Preventative dental services covered at 100%
• Basic dental services are covered at 90%
• Major dental services are covered at 60%
• Ortho services, dependent child only, covered at 50%
• Max coverage is $1,500 per person annually

• Employee Only = $35.16 / month
• Employee +1 = $103.50 / month
• Family Coverage = $149.53 / month

• Receive up to 3 Confidential counseling sessions per service need
• 1 free session provided for legal, financial, and identify theft

• Free to staff and household family members

• Anthem Medical Plan
• Preventative services covered at 100%
• $500 deductible with a $3,000 out-of-pocket maximum for individuals
• Office visit co-pays $25 for primary care provider and $50 for specialists
• Prescription drug coverage and Blue View Vision included

• Employee Only = $66.10 / month
• Employee + 1 child = $309.58  / month
• Employee & children = $482.93 / month
• Employee & spouse = $550.64 / month
• Family Coverage = $896.39 / month

• Basic Group Life Insurance benefit of two times credible compensation
• Optional Group Life Insurance up to four times your salary is available to protect your family's financial security [includes coverage for your child(ren) and spouse]

• No cost for Basic Life Insurance
• Prices based on age and selected coverage option for Group Life Insurance

• Annual Leave (12 month employees Only)

• 0 - 5 years of continuous service = 10 days of annual leave
• 5 - 10 years of continuous service = 1 day of annual leave for each completed calendar month or major fraction of workdays
• 10 - 15 years of continuous service = 1.25 days of annual leave for each completed calendar month or major fraction of workdays
• 15+ years of continuous service = 1.5 days of annual leave for each completed calendar month or major fraction of workdays
• Annual leave earned by an eligible employee may be accumulated, up to a maximum of 60 days
• See School Board Policy #628 for the complete policy

• Personal Leave

• Full-time staff earn 2 days per school year
• Half-time staff earn 2, 1/2 days per school year
• See School Board Policy #629 for the complete policy

• Sick Leave

• Each employee earns 1 sick leave day for each full month worked
  • 10 month employees earn 10 days
  • 11 month employees earn 11 days
  • 12 month employees earn 12 days
• Sick leave carries over each year and portion of the sick leave balance is payable upon retirement
• See School Board Policy #634 for the complete policy

• Sick Leave Bank (non-Hybrid employees Only)

• This benefit is provided to non-Hybrid employees who contribute to help offset leave in the case of a catastrophic ailment or injury
• One year of service with HCPS must be completed prior to enrollment
• Sick Leave Bank members may draw up to 60 days once all of their available Sick Leave is exhausted and a 30-day waiting period has passed
• See School Board Policy #627 for the complete policy

• HCPS are considered "low-income schools" which may allow you to qualify for the U.S. Department of Education Teacher Loan Forgiveness Program or the Public Service Loan Forgiveness (PSLF) Program
• If you teach full-time for five complete and consecutive academic years in a low-income elementary school, secondary school, or educational service agency, you may be eligible for forgiveness of up to $17,500 on your Direct Loan or Family Federal Education Loan Program loans - for more information about the Teacher Loan Forgiveness Program please refer to the Federal Student Aid website at https://studentaid.gov/manage-loans/forgiveness-cancellation/teacher
• If you are employed by a government or not-for-profit organization, you may be able to receive loan forgiveness under the Public Service Loan Forgiveness (PSLF) Program - for more information about the PSLF Program please refer to the Federal Student Aid website at https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service

• Tuition reimbursement for college or other job related coursework and training

• $1,500 per year

• $10 co-pay for Well Vision exam
• $130 allowance  for complete set of glasses & frames (1 pair every 24 months, 20% off amount over allowance)
• $130 allowance for contact lenses
• $25 basic eyeglass lens fee (1 pair every 12 months)
  • Progressive lenses - additional $50 - $160 co-pay depending on type
• 30% off additional glasses, sun glasses & lens options from your VSP provider on the same day as your visit (20% off from any VSP provider within 12 months of your last exam)

• Employee Only = $9.11 / month
• Employee & spouse = $18.22 / month
• Employee & children = $20.04 / month
• Family Coverage = $29.15 / month

VRS Plan 1

• Eligibility: hired or rehired before July 1, 2010, and has at least 5 years service as of January 1, 2013, and has not take a refund
• A defined benefit plan (the retirement benefit is based on age, service credit and average final compensation at retirement using a formula)
• Normal retirement age is 65
• Average Final Compensation is the average of your 36 consecutive months of highest compensation as a covered employee
• Role of Investments: your contributions are invested by the VRS and your benefit is calculated using the VRS Plan 1 benefit formula
• For additional information please see About VRS Plan 1 as well as the VRS Plan 1 Overview on the VRS website

VRS Plan 2

• Eligibility: hired or rehired before July 1, 2010, and does not not have at least 5 years of service credit as of January 1, 2013 and has not taken a refund (or) was hired/rehired from July 1, 2010 to December 31, 2013
• A defined benefit plan (the retirement benefit is based on age, service credit and average final compensation at retirement using a formula)
• Normal retirement age is your normal Social Security retirement age
• Average Final Compensation is the average of your 60 consecutive months of highest compensation as a covered employee
• Role of Investments: your contributions are invested by the VRS and your benefit is calculated using the VRS Plan 2 benefit formula
• For additional information please see About VRS Plan 2 as well as the VRS Plan 2 Overview on the VRS website

Hybrid Retirement Plan

• Eligibility: new members with no previous VRS service credit whose membership date is on or after January 1, 2014
• A combination of Defined Benefit and Defined Contribution plan
• Normal retirement age is the same as VRS Plan 2 for the purpose of the defined benefit component
• Average Final Compensation is same as VRS Plan 2 for the defined benefit component of the plan
• Role of Investments for,
  • Defined Benefit: your contributions are invested by the VRS and your benefit is calculated using the Hybrid Retirement plan formula
  • Defined Contribution: you choose how the contributions will be invested from a range of options.  You bear the investment risk, and the amount of your benefits depends on the amount you contribute and net investment earnings.
• For additional information please see Hybrid Retirement Plan and the Hybrid Retirement Plan Provisions on the VRS website
• In addition to mandatory contributions, members may contribute up to an additional 4% in voluntary contributions to the defined contribution component of the Hybrid Retirement Plan each month.

  Why You Should Be Saving

  • Employer Match - Consider boosting your voluntary contribution amount to 4%. If you save 4%, you’ll receive 2.5% in employer matching contributions!

  • Tax Savings - Taxes are deferred on both contributions and earnings, allowing you to pay less in taxes now.

• AFLAC

• Air Ambulance Discount

• Life Insurance / Long-Term Care Rider with Trustmark

• Long-Term Care Insurance with Genworth

• Virginia Credit Union membership

• Discounts
  • Member to Member discounts through the Harrisonburg/Rockingham Chamber of Commerce
  • Sentara Wellness Center Corporate membership - employee discount